For millions of Nigerians with disabilities, access to financial services is still limited by physical barriers, inaccessible digital platforms, rigid procedures, and discriminatory experiences. These barriers make everyday activities, such as saving, making payments, accessing credit, or simply entering a bank hall, far more difficult than they should be. This reality must change.

In response, CADEF has established a Technical Working Group on Digital Financial Inclusion for Persons with Disabilities (PWDs). Working alongside key stakeholders across the financial ecosystem, the group is championing the development of a Digital Financial Inclusion Bill of Rights, a framework aimed at ensuring that financial systems in Nigeria are designed to be accessible, inclusive, and respectful of the rights of persons with disabilities.

Accessible bank halls. Inclusive digital platforms. Clear communication. Respectful service. Protected privacy. All these are not privileges but fundamental rights.

Today, we call on all actors across Nigeria’s financial ecosystem, regulators, banks, fintechs, and service providers, to strengthen their efforts and take concrete action to ensure:

• Accessible financial spaces that accommodate diverse needs.
• Inclusive communication, digital tools, and platforms that everyone can navigate.
• Fair, respectful, and non-discriminatory treatment at every point of service.
• Processes and policies built around dignity, usability, and independence.
• Active involvement of persons with disabilities in designing and improving financial systems.

The time to act is now. Let’s build a financial landscape where every Nigerian has equal opportunity to participate, contribute, and thrive.

Partner with us as we strive towards accessible systems for all.