Digital finance is rapidly transforming the financial landscape in Nigeria, offering immense potential for financial inclusion and economic growth.

However, with this progress comes challenges to be addressed, to ensure a secure, inclusive, and beneficial digital financial ecosystem for all Nigerians. Consumer Advocacy and Empowerment Foundation (CADEF) continues to raise awareness about the opportunities and challenges of digital finance in Nigeria, fostering dialogue among stakeholders including policymakers, financial institutions, fintech companies, and consumer protection advocates. We will continue to explore best practices and solutions for promoting secure, inclusive, and responsible digital financial services while identifying key areas for further research and policy development.